FDIC

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Certificates of Deposit

Lock in guaranteed growth

A certificate of deposit (CD) can allow you to enjoy higher annual percentage yield (APY), while still having all the security of an FDIC-insured1 savings account. Whether you're looking for short-term growth or a longer commitment, our CDs make it easy to start earning more. And, when you pair your qualifying CD with a Premier Checking account, you’ll unlock exclusive rate bonuses and premium discounts.

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Don’t wait—secure your rate today before it’s gone!

3.70% APY2
on a 4-month Promotional CD

Enjoy the flexibility of a shorter term with our 4-month promotional CD, featuring a great rate of 3.70% APY!

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3.70% APY3
on a 10-month Promotional CD

Lock in a higher rate for a longer term with our 10 month promotional CD and enjoy the guaranteed returns!

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3.00% APY4
on a 15-month Flex CD

Experience the convenience of a Flex CD, featuring no penalties for early withdrawals during the first 7 months, followed by 8 months at a fixed rate.

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Pair a CD and a Premier Checking account to earn more

Enhance your savings when you pair your CD with a Premier Checking account where you receive a 0.10% interest rate bonus on CDs and select FDIC insured IRAs!

Getting started is easy — just add a Premier Checking account during the CD account opening process.⁵ You can complete everything online in as little as five minutes.

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* Calculation is an estimate of interest earnings. Please visit one of our branch locations and talk to a personal banker for exact figures.

Explore our CD options

Promotional CD

Higher interest = bigger savings

Turbo boost your savings with higher rates, and even bigger earnings.

Simple Guide to Promotional CDs (4-, 10-, 14- and 17-month)

Flex CD

7 months of early withdrawals, fee-free

Enjoy 7 months with no penalties for early withdrawals, followed by 8 months at a fixed rate4.

Simple Guide to Flex CDs

No Penalty CD

Early withdrawals without the fees

Got commitment issues? No problem! Withdraw your money at any time, and pay no penalties.

Simple Guide to No Penalty CDs

Standard CD

Long- or short-term savings

Go long, or go short, it’s all good! Open with a low deposit, and get flexible options for long- or short-term savings.

Simple Guide to Standard CDs

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Got questions? We’ve got answers.

For questions about early withdrawals, maturity, interest and more, please read the Simple Guide for the CD product(s) you are interested in. If you don’t find what you’re looking for, call ExpressBank at 800-583-0709, or schedule an appointment to visit us at the banking center nearest you.
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Get started now!

Open online now, visit one of our banking centers or schedule an appointment.

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