Deposit Rates

Bank of Albuquerque is your source for competitive high yielding accounts, from money markets to Certificates of Deposit. We also have a number of financing options that will help you achieve your goals.

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Premier Accounts

Earn a higher interest rate on your Premier Money Market (0.05%) and/or CD (0.10%) with Premier Checking.

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Effective: January 21, 2021

PERSONAL MONEY MARKET

Term

APY†
$0 - 9,999
 0.03%
$10,000 - 24,999
 0.03%
$25,000 +
 0.03%

$50 min

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PREMIER MONEY MARKET

Term

APY†
$0 - 9,999
 0.03%
$10,000 - 24,999
 0.04%
$25,000 - 49,999
 0.05%
$50,000 - 99,999
 0.05%
$100,000 - 249,999
 0.06%
$250,000 +
 0.06%

$50 min

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See Disclosures

SAVINGS

Term

APY†
PERSONAL SAVINGS
 0.02%
YOUTH SAVINGS
 0.05%

$50 min

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NO PENALTY CD PRODUCTS

Under $100,000 Over $100,000
Term APY†
 APY†
7 MONTH NO PENALTY
$5,000 min/$250,000 max 		0.05% 0.05%

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FLEX CD PRODUCTS

Under $100,000 Over $100,000
Term APY†
 APY†
15 MONTH FLEX
$5,000 min/$500,000 max 		0.05% 0.05%

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PROMOTIONAL CD PRODUCTS

Under $100,000 Over $100,000
Term APY†
 APY†
10 MONTH PROMO
$5,000 min/$1,000,000 max 		0.15% 0.15%
17 MONTH PROMO
$5,000 min/$1,000,000 max 		0.15% 0.15%

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STANDARD CD PRODUCTS

Under $100,000 Over $100,000
Term APY†
 APY†
7 DAYS
 0.03% 0.08%
30 DAYS
 0.03% 0.08%
60 DAYS
 0.03% 0.08%
90 DAYS
 0.05% 0.10%
120 DAYS
 0.05% 0.10%
180 DAYS
 0.05% 0.10%
270 DAYS
 0.05% 0.10%
1 YEAR
 0.05% 0.10%
18 MONTHS
 0.05% 0.10%
2 YEARS
 0.05% 0.10%
3 YEARS
 0.10% 0.15%
4 YEARS
 0.15% 0.20%
5 YEARS
 0.25% 0.30%
7 YEARS
 0.40% 0.45%

$1,000 min

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IRA CDS

Term

APY†
6 MONTHS
 0.05%
1 YEAR
 0.05%
18 MONTHS
 0.05%
2 YEARS
 0.05%
30 MONTHS
 0.05%
3 YEARS
 0.10%
4 YEARS
 0.15%
5 YEARS
 0.25%
7 YEARS
 0.40%

$100 min

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See Disclosures

IRA PROMOTIONAL PRODUCTS

Term

APY†
7 MONTH NO PENALTY
$5,000 min/$250,000 max 		0.05%
15 MONTH FLEX
$5,000 min/$500,000 max 		0.05%
10 MONTH PROMO
$5,000 min/$1,000,000 max 		0.15%
17 MONTH PROMO
$5,000 min/$1,000,000 max 		0.15%

See Disclosures

PREMIER MONEY MARKET IRA

Term

APY†
$0 - 9,999
 0.05%
$10,000 - 24,999
 0.10%
$25,000 - 49,999
 0.15%
$50,000 - 99,999
 0.15%
$100,000 - 249,999
 0.20%
$250,000 +
 0.20%

$1,000 min

See Disclosures

PREMIER CHECKING

Term

APY†
$0 - 49,999
 0.02%
$50,000 +
 0.02%

$50 min

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See Disclosures

SELECT CHECKING

Term

APY†
SELECT CHECKING
$50 min 		0.01%

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See Disclosures

Important Disclosures

† APY = Annual Percentage Yield

All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.

CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.

The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.