Deposit Rates
Bank of Albuquerque is your source for competitive high yielding accounts, from money markets to Certificates of Deposit. We also have a number of financing options that will help you achieve your goals.
Premier Accounts
Earn a higher interest rate on your Premier Money Market (0.05%) and/or CD (0.10%) with Premier Checking.
Effective: January 30, 2023
Personal Money Market
| Term |
APY† |
|---|---|
|
$0 - 9,999.99 |
0.06% |
|
$10,000 - 24,999.99 |
0.06% |
|
$25,000 + |
0.07% |
$50 opening deposit required
Premier Money Market
| Term |
APY† |
|---|---|
|
$0 - 9,999.99 |
0.06% |
|
$10,000 - 24,999.99 |
0.07% |
|
$25,000 - 49,999.99 |
0.08% |
|
$50,000 - 99,999.99 |
0.10% |
|
$100,000 - 249,999.99 |
0.15% |
|
$250,000 + |
0.20% |
$50 opening deposit required
Savings
| Term |
APY† |
|---|---|
|
Personal Savings $50 min |
0.05% |
|
Youth Savings $5 min |
0.10% |
No Penalty CD Products
| Under $100,000 | Over $100,000 | |
|---|---|---|
| Term | APY† |
APY† |
|
7 Month No Penalty $5,000 min/$250,000 max |
0.03% | 0.03% |
Flex CD Products
| Under $100,000 | Over $100,000 | |
|---|---|---|
| Term | APY† |
APY† |
|
15 Month Flex $5,000 min/$500,000 max |
0.03% | 0.03% |
Promotional CD Products
| Under $100,000 | Over $100,000 | |
|---|---|---|
| Term | APY† |
APY† |
|
10 Month Promo $5,000 min/$1,000,000 max |
3.25% | 3.30% |
|
17 Month Promo $5,000 min/$1,000,000 max |
3.75% | 3.80% |
Standard CD Products
| Under $100,000 | Over $100,000 | |
|---|---|---|
| Term | APY† |
APY† |
|
7 Days |
0.06% | 0.11% |
|
30 Days |
0.06% | 0.11% |
|
60 Days |
0.06% | 0.11% |
|
90 Days |
0.06% | 0.11% |
|
120 Days |
0.06% | 0.11% |
|
180 Days |
0.10% | 0.15% |
|
270 Days |
0.10% | 0.15% |
|
1 Year |
0.10% | 0.15% |
|
18 Months |
0.15% | 0.20% |
|
2 Years |
0.15% | 0.20% |
|
3 Years |
0.20% | 0.25% |
|
4 Years |
0.25% | 0.30% |
|
5 Years |
0.35% | 0.40% |
|
7 Years |
0.50% | 0.55% |
$1,000 opening deposit required
IRA CDs
| Term |
APY† |
|---|---|
|
6 Months |
0.10% |
|
1 Year |
0.10% |
|
18 Months |
0.15% |
|
2 Years |
0.15% |
|
30 Months |
0.15% |
|
3 Years |
0.20% |
|
4 Years |
0.25% |
|
5 Years |
0.35% |
|
7 Years |
0.50% |
$100 opening deposit required
IRA Promotional Products
| Term |
APY† |
|---|---|
|
7 Month No Penalty $5,000 min/$250,000 max |
0.03% |
|
15 Month Flex $5,000 min/$500,000 max |
0.03% |
|
10 Month Promo $5,000 min/$1,000,000 max |
3.25% |
|
17 Month Promo $5,000 min/$1,000,000 max |
3.75% |
Premier Money Market IRA
| Term |
APY† |
|---|---|
|
$0 - 9,999.99 |
0.06% |
|
$10,000 - 24,999.99 |
0.07% |
|
$25,000 - 49,999.99 |
0.08% |
|
$50,000 - 99,999.99 |
0.10% |
|
$100,000 - 249,999.99 |
0.15% |
|
$250,000 + |
0.20% |
$1,000 opening deposit required
Premier Checking
| Term |
APY† |
|---|---|
|
$0 - 49,999.99 |
0.02% |
|
$50,000 + |
0.02% |
$50 opening deposit required
Select Checking
| Term |
APY† |
|---|---|
|
Select Checking $50 min |
0.01% |
Important Disclosures
† APY = Annual Percentage Yield
All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.
CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.
The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.