Deposit Rates
Bank of Albuquerque is your source for competitive high yielding accounts, from money markets to Certificates of Deposit. We also have a number of financing options that will help you achieve your goals.
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Premier Accounts
Earn a higher interest rate on your Premier Money Market (0.05%) and/or CD (0.10%) with Premier Checking.
Learn MorePERSONAL MONEY MARKET
| Term | APY |
|---|---|
| $0 - 9,999 | 0.05% |
| $10,000 - 24,999 | 0.05% |
| $25,000 + | 0.05% |
PREMIER MONEY MARKET
| Term | APY |
|---|---|
| $0 - 9,999 | 0.05% |
| $10,000 - 24,999 | 0.10% |
| $25,000 - 49,999 | 0.10% |
| $50,000 - 99,999 | 0.10% |
| $100,000 - 249,999 | 0.10% |
| $250,000 + | 0.13% |
SAVINGS
| Term | APY |
|---|---|
| PERSONAL SAVINGS | 0.03% |
| YOUTH SAVINGS | 0.03% |
CD PROMOTIONAL PRODUCTS
| Under $100,000 | Over $100,000 | ||
|---|---|---|---|
| Term | APY |
APY |
|
| 7 MONTH NO PENALTY (A) | 0.15% | 0.20% | |
| 13 MONTH NO PENALTY PROMO (A) | 0.15% | 0.20% | |
| 14 MONTH PROMO (B) | 0.40% | 0.40% | |
| 17 MONTH PROMO (B) | 0.65% | 0.65% |
(A) $5,000 min/$250,000 max per household
(B) $5,000 min/$1,000,000 max per household
FIXED CD PRODUCTS
| Under $100,000 | Over $100,000 | ||
|---|---|---|---|
| Term | APY |
APY |
|
| 7 DAYS | 0.03% | 0.08% | |
| 30 DAYS | 0.03% | 0.08% | |
| 60 DAYS | 0.05% | 0.10% | |
| 90 DAYS | 0.05% | 0.10% | |
| 120 DAYS | 0.10% | 0.15% | |
| 180 DAYS | 0.25% | 0.30% | |
| 270 DAYS | 0.25% | 0.30% | |
| 1 YEAR | 0.35% | 0.40% | |
| 18 MONTHS | 1.10% | 1.15% | |
| 2 YEARS | 0.55% | 0.60% | |
| 3 YEARS | 1.50% | 1.55% | |
| 4 YEARS | 0.85% | 0.90% | |
| 5 YEARS | 0.95% | 1.00% | |
| 7 YEARS | 1.45% | 1.50% |
IRA CDS
| Term | APY |
|---|---|
| 6 MONTHS | 0.13% |
| 1 YEAR | 0.25% |
| 18 MONTHS | 0.25% |
| 2 YEARS | 0.50% |
| 30 MONTHS | 0.50% |
| 3 YEARS | 0.75% |
| 4 YEARS | 1.10% |
| 5 YEARS | 1.35% |
| 7 YEARS | 1.50% |
IRA PROMOTIONAL PRODUCTS
| Term | APY |
|---|---|
| 7 MONTH NO PENALTY (A) | 0.15% |
| 13 MONTH NO PENALTY PROMO (A) | 0.15% |
| 14 MONTH PROMO (B) | 0.50% |
| 17 MONTH PROMO (B) | 0.65% |
(A) $5,000 min/$250,000 max per household
(B) $5,000 min/$1,000,000 max per household
PREMIER MONEY MARKET IRA
| Term | APY |
|---|---|
| $0 - 9,999 | 0.05% |
| $10,000 - 24,999 | 0.10% |
| $25,000 - 49,999 | 0.10% |
| $50,000 - 99,999 | 0.10% |
| $100,000 - 249,999 | 0.10% |
| $250,000 + | 0.13% |
PREMIER CHECKING
| Term | APY |
|---|---|
| $0 - 49,999 | 0.02% |
| $50,000 + | 0.04% |
INTEREST CHECKING
| Term | APY |
|---|---|
| INTEREST CHECKING | 0.02% |
All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.
CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.
The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.