Deposit Rates

Bank of Albuquerque is your source for competitive high yielding accounts, from money markets to Certificates of Deposit. We also have a number of financing options that will help you achieve your goals.

Schedule An Appointment

Premier Accounts

Earn a higher interest rate on your Premier Money Market (0.05%) and/or CD (0.10%) with Premier Checking.

Learn More

Effective: February 25, 2021

PERSONAL MONEY MARKET

Term

APY†
$0 - 9,999
 0.03%
$10,000 - 24,999
 0.03%
$25,000 +
 0.03%

$50 min

Open Now Learn More

See Disclosures

PREMIER MONEY MARKET

Term

APY†
$0 - 9,999
 0.03%
$10,000 - 24,999
 0.04%
$25,000 - 49,999
 0.05%
$50,000 - 99,999
 0.05%
$100,000 - 249,999
 0.06%
$250,000 +
 0.06%

$50 min

Open Now Learn More

See Disclosures

SAVINGS

Term

APY†
PERSONAL SAVINGS
 0.02%
YOUTH SAVINGS
 0.05%

$50 min

Open Now Learn More

See Disclosures

NO PENALTY CD PRODUCTS

Under $100,000 Over $100,000
Term APY†
 APY†
7 MONTH NO PENALTY
$5,000 min/$250,000 max 		0.05% 0.05%

Open Now Learn More

See Disclosures

FLEX CD PRODUCTS

Under $100,000 Over $100,000
Term APY†
 APY†
15 MONTH FLEX
$5,000 min/$500,000 max 		0.05% 0.05%

Open Now Learn More

See Disclosures

PROMOTIONAL CD PRODUCTS

Under $100,000 Over $100,000
Term APY†
 APY†
10 MONTH PROMO
$5,000 min/$1,000,000 max 		0.15% 0.15%
17 MONTH PROMO
$5,000 min/$1,000,000 max 		0.15% 0.15%

Open Now Learn More

See Disclosures

STANDARD CD PRODUCTS

Under $100,000 Over $100,000
Term APY†
 APY†
7 DAYS
 0.03% 0.08%
30 DAYS
 0.03% 0.08%
60 DAYS
 0.03% 0.08%
90 DAYS
 0.05% 0.10%
120 DAYS
 0.05% 0.10%
180 DAYS
 0.05% 0.10%
270 DAYS
 0.05% 0.10%
1 YEAR
 0.05% 0.10%
18 MONTHS
 0.05% 0.10%
2 YEARS
 0.05% 0.10%
3 YEARS
 0.10% 0.15%
4 YEARS
 0.15% 0.20%
5 YEARS
 0.25% 0.30%
7 YEARS
 0.40% 0.45%

$1,000 min

Open Now Learn More

See Disclosures

IRA CDS

Term

APY†
6 MONTHS
 0.05%
1 YEAR
 0.05%
18 MONTHS
 0.05%
2 YEARS
 0.05%
30 MONTHS
 0.05%
3 YEARS
 0.10%
4 YEARS
 0.15%
5 YEARS
 0.25%
7 YEARS
 0.40%

$100 min

Learn More

See Disclosures

IRA PROMOTIONAL PRODUCTS

Term

APY†
7 MONTH NO PENALTY
$5,000 min/$250,000 max 		0.05%
15 MONTH FLEX
$5,000 min/$500,000 max 		0.05%
10 MONTH PROMO
$5,000 min/$1,000,000 max 		0.15%
17 MONTH PROMO
$5,000 min/$1,000,000 max 		0.15%

See Disclosures

PREMIER MONEY MARKET IRA

Term

APY†
$0 - 9,999
 0.05%
$10,000 - 24,999
 0.10%
$25,000 - 49,999
 0.15%
$50,000 - 99,999
 0.15%
$100,000 - 249,999
 0.20%
$250,000 +
 0.20%

$1,000 min

See Disclosures

PREMIER CHECKING

Term

APY†
$0 - 49,999
 0.02%
$50,000 +
 0.02%

$50 min

Open Now Learn More

See Disclosures

SELECT CHECKING

Term

APY†
SELECT CHECKING
$50 min 		0.01%

Open Now Learn More

See Disclosures

Important Disclosures

† APY = Annual Percentage Yield

All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.

CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.

The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.