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Personal Savings

Personal Savings Accounts

Looking to save but don't have much to start with? With Personal Savings, you can start immediately, with just $50. Open an account and start working on your goals today.

Husband and spouse reviewing BOK savings account on laptop.

Competitive interest rate with a low balance requirement


Whether you're starting out or starting over, you don't need to bother with high minimum balance requirements. Our Personal Savings account provides you with a competitive interest rate and all the conveniences of a Bank of Albuquerque bank account, including QuickSave and free Online Access.

Simple Guide to Personal Savings

  • Reach your goals faster using QuickSave, our program that helps you save money faster. Every time you use your debit card for a qualifying purchase, we'll automatically transfer an amount of your choosing into savings — and we'll even match a portion of what you save.

    More Info

  • We offer very competitive interest rates so your money can work for you, no matter how much you have in savings. Visit our deposit rates page for more information.

    Deposit rates

  • Open an account with just $50. And there's no monthly fee if you transfer at least $10 from a Bank of Albuquerque checking account each month or maintain an average collected balance of $250 for the month.

More About Personal Savings

The monthly service fee ($5.00) can be avoided if one of the following conditions are met:

  • Monthly electronic transfers of at least $10 from your Bank of Albuquerque personal checking account
  • $250 minimum average collected balance for the month
  • Link to Premier Checking account. (Accounts are not automatically linked. Please notify your banker which accounts should be linked.)

Generally, and subject to the exceptions and conditions in this paragraph, withdrawals may be made in person at a banking center, or via ATM, Online and Mobile Access transfer or Bill Pay transactions, pre-authorized or automatic recurring payments, telephone through ExpressBank, wire transfer, personal check or mail.

Youth Savings is a great introduction to saving for youngsters, and comes with no monthly fee. The primary owner must be under the age of 18, and the account must be co-owned by a parent or guardian.

View our Simple Guide to Youth Savings for more information.

Generally, and subject to the exceptions and conditions in this paragraph, withdrawals may be made in person at a banking center, or via ATM, Online and Mobile Access transfer or Bill Pay transactions, pre-authorized or automatic recurring payments, telephone through ExpressBank, wire transfer, personal check or mail.

Ready to get started?

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