Bank of Albuquerque Powered by BOK Financial
FDIC

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Ways to Pay

Seamless, secure payments, whenever, wherever

Whether you're shopping online, sending money to friends, or paying bills, we offer secure and convenient ways to manage your money. Explore the options below to find what works best for you.

Ways to pay

Digital wallets

Make secure, contactless payments anytime with your digital wallet. Add your debit card and start using Apple Pay®, Google Pay™, or Samsung Pay®1 for fast, protected transactions. Watch the video to learn more.

Benefits:

  • Fast and secure transactions
  • No need to carry physical cards
  • Works with most major retailers

Mastercard® debit card

Access your checking account anytime with our Bank of Oklahoma Mastercard debit card. Use it for purchases in store and online, ATM withdrawals, and digital wallet integration.

Highlights:

  • $0 Fraud Liability2
  • Accepted worldwide
  • Tap-to-pay at checkout
Learn more
Bank of Albuquerque Mastercard

Bill Pay

Set up automated payments from your checking account through Online and Mobile Access, and you'll never miss a bill again! Add payees, track payments, and view payment history all from the same platform.

Perfect for:

  • Scheduling payments
  • Managing multiple bills from one place
  • Keeping a digital record of payments
Learn more
Online bill pay

Zelle®

Send and receive money with people you trust—fast. Zelle is integrated into our mobile banking app, so you can transfer funds directly from your account.3

Perfect for:

  • Splitting dinner bills
  • Paying rent
  • Sending gifts

Note: Zelle is intended for payments between people you know and trust.

Learn more
Zelle

Visa® credit card

From low introductory rates to rewards points and bonus cash, we’ve got a Visa credit card that’s the right fit for your unique lifestyle.

Learn more
Bank of Albuquerque Visa

Wire transfers

Need to send money internationally or for large transactions? Wire transfers offer a secure way to move funds quickly.4 You can also set up scheduled wires to automate your payment systems.

Use cases:

  • Real estate transactions
  • Business payments
  • International transfers
Contact us to learn more
Wire transfers

Download our mobile app today!
Manage your new Mastercard® from the convenience of your mobile phone.

Frequently asked questions


No, Zelle is free to use within our Mobile Access app.
Most major service providers are supported. You can also add custom payees.
Domestic transfers typically take 1 business day; international may take 1–3 days.
Debit cards pull money directly from your account; credit cards let you borrow up to a limit and pay later.
Please contact ExpressBank immediately for assistance.

If you believe your card has been lost or stolen, review your transaction history to ensure all charges are accurate and authorized. If you notice any unfamiliar or suspicious activity, please contact ExpressBank immediately for assistance.

Also, log into Online Access or our mobile app to immediately lock your card.

  • Log in, click on More and then Manage My Debit Cards.
  • Select the card you need to lock and toggle the Unlocked switch to Locked.
  • Read the pop-up that follows and confirm by tapping Lock.

Your card will be blocked from use until you turn it back on. We will email a confirmation of your card’s status.

You can also call ExpressBank at 800-583-0709 to temporarily lock your card.

Mastercard contactless debit cards are very secure. They use encrypted, one-time codes for each transaction, keeping your card details protected. Plus, you’re backed by Mastercard’s Zero Fraud Liability2 and can set up real-time alerts to monitor activity.

Adding your Mastercard debit card to your digital wallet is easy.

  • Log in to our mobile app, select More and then choose Manage My Debit Cards.
  • Find the card you want to add to your digital wallet and tap Manage Card.
  • Select Add to Digital Wallet.
  • Choose your preferred wallet from the list of available options: Apple Pay, Google Pay or Samsung Pay.

You can also add your card using the digital wallet app on your device. Follow the prompts to enter your card details, and you're ready to go.

Digital wallet purchases are highly secure. They use encryption, biometric verification (like facial or fingerprint recognition), and tokenization to protect your card details. You’re also covered by Mastercard’s fraud protection, which refunds unauthorized charges when reported promptly. For added control, you can enable transaction alerts to monitor activity in real time.
Our cards are supported by Apple Pay, Google Pay or Samsung Pay.

Apple Wallet (iPhone)

  1. Open the Wallet app.
  2. Touch and hold the card you want to set as default.
  3. Drag it to the front of your card stack.
  4. Alternatively:
    • Go to Settings > Wallet & Apple Pay.
    • Tap Default Card.
    • Select the card you want to use as your default.

Google Wallet (Android)

  1. Open the Google Wallet app.
  2. Tap the card you want to set as default.
  3. Tap the three-dot menu (⋮) or "Set as default" option.
  4. Confirm your selection.

Samsung Wallet (Samsung Pay)

  1. Open Samsung Wallet (or Samsung Pay).
  2. Tap Menu (≡) > Payment cards.
  3. Select the card you want to make default.
  4. Tap Set as default card.