High School Checking

Take the first step toward a healthy financial life. Manage your money with our checking account, designed especially for high school students 15-19 years of age.

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A Checking Account for Your On-the-Go Lifestyle

You've got places to go, things to do — you don't want to miss out on any opportunities. With our checking account for students you don't have to. We're making checking simple with Online and Mobile Banking, a free Visa Debit Card, and access to QuickSave to help you get the right start with savings.

Download the Simple Guide

The Convenience You Need

You do research for your homework online, so why wouldn't you bank online? With Bank of Albuquerque's checking account for students, you'll have access to free Online and Mobile Banking, so you can deposit checks, transfer funds and view your transaction history right from your smartphone.

The Flexibility You Want

Our checking account for students lets you use our free Visa® Debit Card online or in stores across the world. We also offer one free overdraft refund per year, so if you accidentally overdraft, you are protected.

Reach Your Goals Faster

The best time to start saving is when you're young, so our checking account for students comes with access to QuickSave, a tool designed to help you save money automatically. You'll be surprised by how quickly it adds up!


Additional Features

  • Free access to more than 24,000 ATMs nationwide.
  • Free Online Statements
  • Monthly Fees

    There is a low monthly service fee of $4.95, but this can be easily waived when the account is linked to a parent or guardian’s Bank of Albuquerque personal checking account.


  • When the student turns 19 years old, the bank will convert the account to Access Checking. See current Simple Guide for more information.
  • Online Bill Pay is not available with the High School Checking account.
  • If you chose to receive a monthly statement via postal mail, a statement fee of $1.50 will be assessed each month. You can avoid the statement fee by enrolling in free Online Banking and signing up for Online Statements. See Online Banking terms and conditions for hardware/software requirements.
  • To avoid the monthly service fee, the High School Checking account must be linked to a qualifying parent or guardian’s Bank of Albuquerque personal checking account that maintains a positive balance.
  • How It Works

    Saving for the future is important, and the younger you are when you start, the better your results will be. QuickSave is a tool that allows you to help build your savings by automatically putting a set amount into your savings account every time you use your debit card to make a qualifying purchase. And, we'll match a portion of those savings!

    When you set up your QuickSave account, you'll determine how much you'd like to save with each transaction, either $0.25 or $0.50, and we'll link everything to your Bank of Albuquerque savings or money market account. Each night, we'll take the number of debit card and online Bill Pay transactions, multiply the total by your QuickSave amount, the $0.50 or $0.25, and then transfer that amount to your savings or money market account in one transfer. Each year, we'll automatically transfer our match amount within 6-8 weeks after the anniversary date of your account. After you've enrolled, you can see the transfer activity in both your checking account and savings account.

    The sky's the limit for how much you can save using QuickSave, and Bank of Albuquerque will match up to $250 of those savings each year. To calculate how much you might save this year, try using this calculator today.

    Just tell us the amount you want to transfer to your savings account with each transaction and we'll do the rest. Stop by one of our convenient banking centers or call an ExpressBanker at (800) 583-0709 to get started today!

    Frequently Asked Questions

    Got questions? We've got answers. And, if you don't find what you're looking for, sign in to Online Banking and visit our Actions and Tools menu to send us a Secure Message or call us at (800) 583-0709.



    Can I order checks online?

    Absolutely. Just visit our ordering page. There, you can customize your checks with different designs and formats, and order as many as you need.

    Where can I find my ABA routing number?

    The Bank of Albuquerque Routing Number is: 107006606. You can also find it on your Bank of Albuquerque checks in the location shown below:


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