Your home is one of the biggest investments you'll ever make. Whether you're buying your first home, looking to upgrade or purchase a vacation home — or just want to improve on the house you've got, we can help you make the most out of your investment.
We can help you find the home loan that's right for you. Start your search here, and then when you're ready to explore further, let us know.
Whether you’re looking to purchase a new home or refinance one you already have, we have a solution to meet your needs.
Whether you're buying a starter house, a dream home or a vacation cottage, there are ways to make buying a home an easier and faster process. We'll show you how.
Graduating high school or college and starting out on your own can be an exciting — and sometimes scary — time. Here are a few ways you can achieve your goals — and make it on your own.
If you're changing jobs or careers, we're here for you. Learn about some ways to make your job switch easier.
Even if your kids are young, it's never too early to start saving for college. Learn the basics of college savings, starting with how much you'll need.
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It depends on what you need the loan for. Both use your house as collateral for the loan, but they're distributed in different ways. A home equity loan is disbursed all at once, and has monthly payments that don't change. The home equity line of credit is accessible for a long-term period of time, and you can take money out as you need it. It has a variable interest rate, and so your payments vary based on your interest rate and how much money you've taken out.
You can simply apply online using our Mortgage Application. The application will ask questions about the house you are planning to buy and your finances. It can take less than 20 minutes to complete. If your application is approved online, we'll ask you for a deposit to cover the cost of the appraisal on your home so that we can begin to process your request immediately. After your application is completed, a Mortgage Banker will contact you to introduce themselves and to answer any questions you may have. Your Mortgage Banker is experienced and will provide help and guidance along the way. If your request wasn't approved online, they'll ask you for any information required to make a decision about your loan.
PMI stands for private mortgage insurance. It protects lenders in case you default on your mortgage. It is required on first mortgages if you don't have a down payment of at least 20%. It's also required if you refinance and have less than 20% equity in your house. The cost of the PMI is typically added to the monthly mortgage payment.
To find out how much estimated equity you have in your home, simply subtract all the amounts you owe on a property from your home's value. The difference is the amount of equity you may have. If you need help, use our home equity calculator.
Find up-to-date interest rate information on all our loans.