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Business Certificates of Deposit

Boost Business Returns: Get 4.75% APY1 on 10-month CDs!

Take your business savings to new heights with the power of a business certificate of deposit (CD). With our business CD, you can capitalize on higher fixed rates, all while enjoying the security of an FDIC-insured savings account. Seize this golden opportunity to elevate your business growth with our limited-time 10-month promotional CD that will leave a lasting impact on your bottom line.

business owner capitalizing on higher fixed rates by the power of a business certificate of deposit (CD) with BOK Financial.
  • Secure and Consistent

    Experience the power of certainty and steady earnings from day one with our business CDs. Benefit from our fixed, competitive interest rates that ensure a reliable source of income for your business. Rest easy knowing that our CDs are protected by FDIC insurance, providing a safeguard for your funds. Discover the path to consistent earnings and shield your business from unnecessary risks.

  • Interest Payout

    Maximize your business’s earnings with our business CDs. Interest is compounded and paid out quarterly or at maturity giving you the choice to credit it to your CD or deposit it into another Bank of Albuquerque account, like your checking or savings account.

  • Flexible Terms

    Choose freedom and flexibility with our diverse term options, including no penalty CDs. Achieve your financial goals, whether short-term or long-term, with our competitive interest rates. Don't settle for less - unlock your business's earning potential with our flexible solutions.

Estimate Your Savings

Calculated Results

Estimated Interest Earnings

1 The 4.75% Annual Percentage Yield (APY) is applicable to 10-month Promotional CDs. A minimum of $1,000 is required to open the CD, and a minimum of $1,000 is required to maintain it. Total promotional CD combined balances cannot exceed $1,000,000 per individual taxpayer. All funds must be deposited in a single transaction. Penalties may be assessed for early withdrawals. Other restrictions may apply. This offer and interest rate are subject to change at any time without notice.

2 The Federal Deposit Insurance Corporation (FDIC) is a US government corporation that insures the money in your accounts up to $250,000. Our CDs, checking accounts, savings accounts, and money market accounts are insured up to the maximum $250,000 per depositor, as allowed by law.

3 Flex CD: Months 0 – 7: You may withdraw all your money, including interest earned, without any penalties, any time after the first 7 days following the date you fund your account. Months 8 - 15: Your fee will be $25 plus 3% of the amount withdrawn.

APY = Annual Percentage Yield

All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.

CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.

The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.

Account Information

Minimum balance requirements vary for different CD products:

  • $1,000 Standard CDs
  • $1,000 No-Penalty CDs
  • $1,000 Promotional CDs, 10-Month and 17-Month
  • $5,000 Promotional CDs, 14-Month

There is no monthly service fee for our Business Certificate of Deposit.

When a certificate of deposit (CD) matures, it means that the CD has reached its agreed upon end date, and the funds become accessible to you. The day after a CD matures, most of our CDs enter a 10-day grace period during which there are options available to you. Learn more with our CD renewal and maturity guide.

Ready to get started?

Our business bankers are ready to discuss your business needs. You can call them at 800-583-0709, visit one of our banking centers or schedule an appointment.