Business Access

More about Business Access

Additional Benefits

• $3,000 in branch cash deposits per statement cycle without a fee³
• 20% discount on first order of business checks 
• 20% discount on merchant card processing set up fee
• Preferred business lending rates 
• Free Online and Mobile Access with Mobile Deposit 
• Free Business Debit Card 
• Free online Statements 
• Free overdraft protection with a linked business account⁴

Monthly fees

Monthly Service Fee:
There is no monthly service fee for our Business Access account.¹

Monthly Paper Statement Fee:
If you choose to receive a monthly paper statement, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging into Online or Mobile Access, selecting "online only," and accepting the Online Statement Terms and Conditions.

Monthly Branch Cash Deposit Fee:
Up to $3,000 in branch cash deposits for free each month; $3 per additional $1,000 cash deposited in branch thereafter.

Additional account details

1. Potential paper statement and branch cash deposit fee may apply
2. No limit on the number of transactions, however branch cash deposit fees may apply
3. $3 per $1,000 cash deposited thereafter
4. If you are enrolled in Overdraft Protection, we will automatically transfer funds at no charge to you from your linked Bank of Albuquerque savings, investor fund account, business money market account or business line of credit into your checking account at the end of any business day on which your available balance is less than zero. Limited to one linked business savings, investor fund, business money market or business line of credit as a source of funding. Accounts are not automatically linked. Please notify your banker which account should be linked.