Skip to content

Business Advantage

Comprehensive - Plus Added Benefits

If you have more complex business banking needs, you should consider our Business Advantage account. It offers valuable features and benefits, higher cash deposit limits, and discounts for services that are critical to your growing business.

Get Started Online

Schedule an Appointment

Our online deposit platform is hosted by Blend Labs, Inc.

Business Advantage Checking

Business checking that works for you


Use your Business Advantage account to take advantage of a variety of features and benefits, including higher cash deposit limits, and we'll take your whole banking relationship into account.

  • With Business Advantage, we reward you for having your entire banking relationship with Bank of Albuquerque. Both your personal and business deposit accounts can help you avoid paying a monthly service fee.1

  • Your Business Advantage account comes with a free business debit card and unlimited transactions. Plus, pay securely online or through our mobile app with unlimited bill pay transactions.

    Learn More

  • With online & mobile access, you can keep track of all your transactions in one place, and access your account any time, anywhere. At a glance, you can check your balances, transfer money or set mobile alerts to tell you about your account's status.

    Learn More

Additional Information

Get started with an online application, visit one of our Banking Centers or call a Business Banker at 800-583-0709 to apply.

Monthly Service Fee:
There is a monthly service fee ($30) for our Business Advantage account. However, the monthly service fee can be avoided by doing one of the following:

  • Maintain a $15,000 average monthly collected balance in your Business Advantage account.
  • OR, maintain a $30,000 average monthly collected balance in combined balances with your Business Advantage account and your other deposit accounts (money market, investor fund, savings, or CD balances).1 The other deposit accounts may be in the business name and also include your personal accounts. Business and personal accounts linked to your Business Advantage account to qualify as a combined balances may only be used once. For example, your CD can only be linked to one account to offset the monthly maintenance fee.

*New accounts will receive a monthly service fee grace period for 3 months to allow time to set up your account, transfer funds and link your accounts to combine balances.

Monthly in Branch Cash Deposit Fee:
Up to $15,000 cash deposited in branch per month is free; $3 per additional $1,000 cash deposited in branch thereafter

Ready to get started?

Safely and securely open an account by getting started online or by scheduling an appointment.

Get Started Online   Schedule an Appointment

Our online deposit platform is hosted by Blend Labs, Inc.

1 Accounts are not automatically linked. Please notify your banker which accounts should be linked.

Articles and Resouces

The dog days of inflation may be taking a turn
The Statement.

The dog days of inflation may be taking a turn

Equity markets briefly uplifted by news of a dip in prices for some goods and services
4 min read
Billions of dollars in fraud reported
The Statement.

Billions of dollars in fraud reported

Avoid falling victim to fake job postings and other scams preying on those desiring WFH and flexible positions
5 min read
Opportunities abound amid recession fears
The Statement.

Opportunities abound amid recession fears

Despite speculation, businesses see plentiful prospects for expansion
5 min read
Rate hikes a difficult—but necessary—pill for some businesses to swallow
The Statement.

Rate hikes a difficult—but necessary—pill for some businesses to swallow

Taming inflation is "number one goal" but that means slowing the economy
4 min read
Small business loans provide hedge against rising costs
The Statement.

Small business loans provide hedge against rising costs

As emergency pandemic funding fades from view, a traditional SBA loan can bring stability and financial growth
5 min read
Loaded for bear
The Statement.

Loaded for bear

Understanding market dynamics: Sharp downturns can be unnerving, but avoid hasty decisions in your investment planning
5 min read
2022 won’t be a breeze but equities will weather the storm
The Statement.

2022 won’t be a breeze but equities will weather the storm

Market volatility to remain amid domestic and global uncertainty
4 min read
How much will the U.S. economy have to slow to combat inflation?
The Statement.

How much will the U.S. economy have to slow to combat inflation?

What we can expect for the economy through the rest of 2022
4 min read
For the Fed, it’s the journey—not the destination—that’s the question
The Statement.

For the Fed, it’s the journey—not the destination—that’s the question

The Fed wants to lower inflation to 2%, but how aggressively will it take us there?
4 min read