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Plan it right: tax and bonus success

Maximize your momentum

If you’re expecting a tax refund or bonus this season – congratulations! You’re among the millions of Americans eagerly anticipating these funds. How you plan for your boost can be a game changer for your financial success. Let us help you make informed choices, so you transform your one-time cash infusion into a solid strategy for meeting your short- and long-term goals.

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Person having car trouble

Build a safety net

Short-term savings act as your financial safety net, offering crucial support for unexpected challenges or opportunities. Imagine the relief of having cash on hand for sudden expenses like car repairs or medical emergencies, eliminating the need to take out a loan. And savings aren't just for rainy days; they're also for joyful moments, like splurging on children's activities or planning the perfect vacation.

Consider the flexibility of personal savings accounts or explore the stability of certificates of deposit (CDs) as smart solutions to build and safeguard your short-term financial safety net.

Open a CD

Open a Savings or Money Market Account

Think long term

Long-term savings are like your financial compass, guiding you towards a stable future filled with life's big moments. Picture having dedicated funds for education, a dream home, or unexpected medical needs – it's the ultimate peace of mind. Steadily grow cash for major purchases like a home or car, and plan for the unexpected. It's not just about building wealth; it's your roadmap to financial success.

Explore certificates of deposit (CDs) and Money Market Accounts for lasting financial security.

Open a CD

Open a Savings or Money Market Account

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Person deciding how to invest a work bonus

Let's tackle debt

Ready to kick debt to the curb? Your tax refund or bonus is a powerful ally in your mission for financial freedom. Whether it's credit card balances, student loans, or other financial obligations, your bonus or tax refund can be a game-changer. Consider allocating a portion of your bonus or tax refund to paying down high-interest debts to save on interest payments in the long run. By strategically using your bonus or tax refund you're not just chipping away at debt; you're taking control of your financial destiny.

To consolidate even more debt, you could also consider refinancing into a lower rate home equity loan, or look into credit card balance transfers to a new card at 0% .

Make your golden years, golden

Plan for your financial future with a financial advisor in your corner, through our affiliate, BOK Financial Advisors. It’s never too early or too late to work with a financial advisor to create a customized financial plan with investment options designed with your goals, investment objectives, and risk tolerance in mind.

Connect with your local BOK Financial Advisors professional.


Securities, insurance, and advisory services offered through BOK Financial Securities, Inc., member FINRA/SIPC and an SEC registered investment adviser. Services may be offered under our trade name, BOK Financial Advisors. Investment and insurance products are: NOT FDIC INSURED | NO BANK GUARANTEE | MAY LOSE VALUE

Couple getting advice on how to invest their tax refund
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