Business Certificates of Deposit
Stability and growth for your business savings
When your business has excess funds, a business certificate of deposit (CD) can help turn today’s balance into tomorrow’s opportunity. Whether you’re planning for expansion, future expenses, or financial flexibility, a business CD can play a key role in a well‑balanced approach. Lock in a fixed rate for a set term and know exactly how much your investment will earn.

Don’t wait—secure your rate today before it’s gone!
4-month Promotional CD
Enjoy the flexibility of a shorter term with our 4-month promotional CD, featuring a great rate of 3.70% APY!
10-month Promotional CD
Take advantage of our 10-month promotional CD and enjoy a competitive rate with guaranteed returns!
15-month Flex CD
Experience the convenience of a Flex CD, featuring no penalties for early withdrawals during the first 7 months, followed by 8 months at a fixed rate.
Why invest your business funds in a CD?
Secure and consistent: Experience reliable earnings from our business CDs with competitive interest rates and FDIC insurance for peace of mind.
Interest payout: Maximize earnings with interest compounded quarterly or at maturity, giving you the option to credit it to your CD or deposit it elsewhere.
Flexible terms: Choose from various term options, including no penalty CDs, to align with your financial goals and unlock your business's earning potential.

Explore our CD options
Higher interest = bigger savings
Turbo boost your savings with higher rates, and even bigger earnings.
Early withdrawals without the fees
Got commitment issues? No problem! Withdraw your money at any time, and pay no penalties.
7 months of early withdrawals, fee-free
Enjoy 7 months with no penalties for early withdrawals, followed by 8 months at a fixed rate.
Got questions? We’ve got answers.
For details about your business certificate of deposit, including early withdrawals, maturity timelines, interest earnings, call ExpressBank at 800-583-0709 or schedule an appointment to speak with a business banker at a location near you.

Ready to get started?
Our business bankers are ready to discuss your business needs. You can call them at 800-583-0709, visit one of our banking centers or schedule an appointment.