Freddie Martinez

Freddie Martinez
Whether buying, selling, refinancing, or building your dream home, you have much riding on your loan specialist. Since market conditions and mortgage programs change frequently, you must ensure you're dealing with a top professional who can give you quick and accurate financial advice. Bank of Albuquerque has the expertise and knowledge you need to explore the many financing options available.
Bank of Albuquerque specialties include first-time home buyers, vacation homes, investment properties, jumbo mortgages, rate and term refinances, and cash-out mortgages. Our job is to give you expert advice so that you can make a sound financial decision while delivering unparalleled customer service.
With 22 years of distinguished service as a fire chief, Freddie brings a deep commitment to integrity, leadership, and community to his role as a mortgage loan officer. Having led a department of 240 firefighters, he understands the value of teamwork, clear communication, and making decisions that put people first—qualities that now define his approach to helping clients navigate the mortgage process.
Freddie’s lifelong dedication to public service includes active involvement in youth programs, senior services, and public safety initiatives. This passion for supporting others seamlessly translates into his work in the lending industry, where he is focused on making homeownership both achievable and stress-free.
Clients working with Freddie can expect personalized guidance, honest advice, and unwavering support every step of the way. His mission is to ensure every borrower feels confident and cared for as they make one of life’s most important investments.
Whether you're buying your first home or refinancing, Freddie is ready to help you turn your homeownership dreams into reality—with the same dedication and heart that earned him the trust of an entire community.
Are you ready to get started?
Ask our bankers about the Builder Affinity Program
Finance your new home with Bank of Albuquerque and you may be eligible for a $2,500 credit to help with your closing costs.*
Our Preferred Builder Program can be used for:
- Single-family detached residences, condos, and townhomes.
- Purchase transactions for primary and secondary residences only (No investment properties).
- Refinancing to payoff short-term interim construction financing.
We'll work with you to provide a smooth, streamline experience from application through closing. We offer:
- Low competitive rates.
- A simplified application process.
- Personal and attentive service.
Our Preferred Builder Program can be used for:
- Single-family detached residences, condos, and townhomes.
- Purchase transactions for primary and secondary residences only (No investment properties).
- Refinancing to payoff short-term interim construction financing.
We'll work with you to provide a smooth, streamline experience from application through closing. We offer:
- Low competitive rates.
- A simplified application process.
- Personal and attentive service.
* Offer available to qualified applicants meeting new construction purchase requirement eligibility. All loans are subject to underwriting and credit approval. This is not a commitment to lend. It may not be combined with any other offer. The $2,500 credit is only available for properties located in Texas and New Mexico. Contact a mortgage banker for additional details. Some restrictions apply.