FDIC

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Community

As a financial services company with operations focused in eight states, we know how to think big, helping individuals and families, small businesses and large corporations succeed and thrive. But despite our regional presence and national capabilities, some of our most important work happens on a much smaller scale—with our neighbors and communities. We take our commitment to our communities seriously, being in the minority of banks to receive an Outstanding CRA rating with every review since 2013.

Through financial contributions and the generosity of our employees giving their time and talents, our company continues to make a significant impact in the communities we serve. We support initiatives that enhance educational opportunities in our communities, invest in economic development through our local chambers of commerce and teach financial education through our Learn for Life program.

We volunteer, serve on boards, and give financial support to a variety of organizations that serve the most vulnerable citizens in our communities by addressing issues in areas of basic needs, education and economic development.

See our most recent Community Report for additional information on the difference we’re making in our communities.

Housing affordability

BOK Financial’s community development lending supports the creation and retention of affordable housing, economic development, the revitalization/stabilization of low- to moderate-income (LMI) areas and organizations that provide community services for LMI individuals and families.

We have significantly contributed to affordable housing within the markets we serve through our community development investments. More than $278 million of the $402 million (approximately 69%) of the community development investment portfolio was in affordable housing as of Dec. 31, 2024.

Of the 1,513 affordable housing units developed over the past three years through these investment activities, 60% are in properties that incorporate on-site social services in support of tenant needs. Not only do these projects contribute to community stability, more than 40% of the units are in existing buildings repurposed with energy saving systems.



Investment
Year
# of Affordable
Housing Investments
Total
Commitment
# of Affordable
Housing Units
2022 5 $39,513,482 471
2023 6 $47,029,231 826
2024 4 $30,111,749 216
Total 15 $116,654,462 1,513

Over the past 10 years

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$502 million

in affordable housing investments

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$1.1 billion

in loan funding to support affordable housing projects

Small business and community development

Loans designed to promote small business and small farms

2022 1,579 $556,254,000
2023 1,630 $498,402,000
2024 1,389 $444,050,000

Loans designed to promote small business and small farms

2022 94 $567,741,000
2023 77 $185,793,000
2024 86 $385,156,000

Employee volunteering

Commitment to the communities we serve is a value shared with many of our employees, evidenced by the number who serve on boards, conduct financial education training and roll up their shirtsleeves to help.

The company supports those efforts by providing each employee eight hours of paid volunteer time annually to support causes or organizations that are making a difference in the community, building key relationships and strategic partnerships that help drive our success. The volunteer hours given by our employees in 2024 equate to nearly $2.1 million in making a difference in our communities.

BOK Financial is proud to be a certifying organization for the President’s Volunteer Service Award, which celebrates individual volunteerism and community service. In 2024, the company recognized 172 employees who volunteered 100 hours or more with various nonprofit organizations across our footprint. Our annual campaign combined corporate giving and employee contributions to generate more than $3 million for local United Way organizations.

That commitment to volunteerism is led from the top of the company, with members of the executive leadership team serving on the boards of almost twenty different community organizations.

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59,000+ hours

of employees volunteering

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412 employees

served on nonprofit boards or committees

ELT Members Nonprofit Involvement
Scott Grauer
  • Baker University Board of Trustees
Marty Grunst
  • Junior Achievement of Oklahoma
Becky Keesling
  • Emergency Infant Services
  • Institute of Internal Auditors
  • Missouri State University
Stacy Kymes
  • Tulsa Community Foundation
Mindy Mahaney
  • Leadership Oklahoma
  • Family Safety Center
  • Oklahoma Medical Research Foundation
Derek Martin
  • Goodwill Industries of Tulsa
Marc Maun
  • The University of Tulsa - Collins College of Business
  • Downtown Tulsa Partnership
Jeff Reid
  • Oklahoma Center for Community and Justice
Brad Vincent
  • Oklahoma Caring Foundation
  • Oklahoma State University Foundation Board of Governors
Kelly Weil
  • Tulsa Regional Chamber
  • Philbrook Museum of Art