BOK Financial Corporation, BOKF, NA, and their affiliates (collectively, “BOKF”) comply with both the letter and the spirit of fair and responsible lending laws. BOKF will not discriminate against any applicant or discourage anyone on the basis of race, color, religion, national origin, gender, marital status, disability, age or any other prohibited basis.

We are fully committed to the principle that all consumers will be treated consistently and fairly. We take appropriate steps to ensure that this policy statement is applied through all phases of our credit operations, including product design, marketing and advertising, loan application, underwriting, pricing, collection, servicing, and loss mitigation activities.

It is our policy to adhere to and promote compliance with all applicable state and federal laws and regulations ensuring fair lending and equal access to credit, including but not limited to the Equal Credit Opportunity Act ("ECOA"), Regulation B (which implements ECOA) and the Fair Housing Act.