Home Equity Line of Credit

Take advantage of the equity in your home with a Home Equity Line of Credit. Apply online now from our mobile-friendly, easy-to-use application.

12 Month Fixed

3.191

Introductory Rate

As Low As

5.502

Variable Rate Thereafter

Disclosure - Loan Rates

1Promotional offer is valid 09/03/2019 – 11/08/2019. The Annual Percentage Rate (APR) shown for Home Equity Lines of Credit is a fixed introductory offer valid for the first twelve consecutive billing cycles, and is not combinable with other offers. The introductory rate shown above is accurate as of 08/01/2019. Applications must be received no later than 11/08/2019.

2The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), plus a margin during the revolving and repayment period. The index plus a margin ranged from 5.50% - 6.70% as of 09/19/2019. In no event will the APR exceed the lesser of 18% or the maximum rate allowed by applicable law. The Margin offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Property insurance required including flood insurance where applicable. A $50 annual fee applies. Loan amount may not exceed 85% of your home’s value. The minimum advance is $250. Rates and Terms are subject to change without notice. All loans are subject to credit approval.

A Flexible Home Loan for Your Changing Needs

With a Home Equity Line of Credit, you can borrow up to 85% of your home’s value. For example, if you own a home with an appraised worth of $200,000, and you still owe $90,000 on the home, then your home equity is $110,000. If your Home Equity Line of Credit qualifies you to take out 85% of the home's value, you can then borrow up to $80,000 (85% of the home value is $170,000, then subtract the $90,000 still owed on the home, and the result is $80,000).

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Open The Door To Your Dream Home!

Did you know your dream home could be as close as your own front door? That’s because a Home Equity Line of Credit can help pay for the improvements that could just make your dream home a reality. For a limited time, apply for a fixed introductory rate of 3.19% APR for 12 months, and variable rates afterward as low as 5.75% APR. Best of all, our online app makes it easy to apply online in just minutes from anywhere, anytime!

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APPLY ONLINE IN JUST MINUTES

Applying is simple with our mobile-friendly, easy-to-use online application. Complete your application in just minutes, whenever and wherever is most convenient for you. From securely uploading your documents to receiving the final decision, you’ll be able to manage your entire application experience online. But don't take our word for it. Check out our demo to see how easy it is to use our app.

Apply Online

Take Advantage of Low Interest Rates

You've worked hard to build equity in your home, and you deserve to be rewarded. With a Home Equity Line of Credit, take advantage of low variable rate options. Plus, you'll have a repayment term, up to 15 years.

Flexible Payment Options

With a Home Equity Line of Credit, you have access to 85% of the equity in your home at any time. When you apply for a HELOC, you may choose a monthly payment structure based on the outstanding principal plus interest or opt to only pay interest on the money you advance. This gives you flexibility and affordability.

Quick and Easy Approval, Just Once

With our one-time approval, there's no need to reapply every time you need additional funds. You simply advance on your approved credit line at your convenience. And keeping track of your HELOC is easy, with up to seven years of Online Statements, and 18 months of transaction history at your fingertips in Online and Mobile Banking.

Ready to Get Started?

Apply Online

Need help or advice?

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or
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